The city villa with high ceilings and stucco decorations, a small garden around it, which is the green oasis in the city. Or the modern city villa with glass fronts and a pool. Dream homes that many people want. An expensive dream, isn't it?
Build or buy?
The price for a corresponding property is of course influenced by various factors, so a specific amount cannot be given.
At first glance, buying a city villa can be financially cheaper than buying a new building. Property prices in the city are often unaffordable and the properties are not very large because there is already a dense development. condition andLocation of the city villadecide on the purchase price. The older a house, the more expensive renovations and conversions can be. Even if there are various subsidies for listed buildings, the funding also comes with conditions that must be met and may limit your own wishes.
Prices for city villas and land depend on the location and sometimes vary greatly. A small town in Hesse has significantly lower prices like Munich, Hamburg or Berlin. By the way, Munich is considered the most expensive city in terms of real estate. Stuttgart is well ahead of Berlin and Hamburg.
Building – the modern city villa
The modern city villa allows you to build as desired. Any comfort can be planned and implemented if there is enough money. In addition, a new building is often cheaper to maintain in the long term. Low-energy houses are available in all sizes. Who plansto build a villa, should focus on the long-term development plans for the site. Properties in peripheral locations can currently still be affordable. Sooner or later, the housing shortage leads to places expanding and over time the peripheral location becomes an area close to the center.
For a cost calculation, the property,Access to main roads, development costs, architect, construction etc. are taken into account. It is advisable to contact a specialist early on so that the construction project does not become a cost trap.
Buy – Art Nouveau or prefabricated house
The Art Nouveau villa has a special charm. But living in it also means adapting to the architectural style. In addition, these buildings are usually not designed for barrier-free living, which could become a problem as people get older.
Modern city villas are often built as prefabricated houses and offer the chance of contemporary living. Issues such as accessibility are usually already taken into account during construction. Even if the modern city villa is not necessarily a bargain, it still saves you the frustration and stress of building.
Financing and grants
Construction financing or loans for the purchase of real estate are currently available at particularly favorable conditions. Depending on the construction, renovation needs and requirements of the propertyfundingcan be used to purchase or structurally redesign a city villa. Precisely because the city villa is intended to offer a certain level of living luxury and is large, the focus should be on energy efficiency. Ultimately, this also has an impact on environmental protection. As is often described in historical novels, no one wants to freeze in order to save on heating costs.
The preservation of memorials is also subject to certain funding programs. In addition to monument protection, monument preservation is also considered worthy of funding. This includes, for example, the preservation of birthplaces of prominent citizens or sites that are historically relevant.
