When it comes to online banking, you should definitely protect yourself against fraud stitches. You can find out what experts particularly warn about here.
Online banking is super practical. But it also harbors dangers. PHISHING emails in particular are often used by fraudsters to get account or credit card data. The fraud stitches are often so sophisticated that it is often very difficult for bank customers to recognize the fraud.
Again and again one hears of cases in which online banking users have become victims of fraudsters and were brought by thousands or even hundreds of thousands of euros. But how do I recognize fraud stitches in online banking and how can I protect myself from it?
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Online banking: Attention before these fraud stitches
DieVR Bank Rhein-Neckar eGhas summarized phishing warnings on your page and put together a list of fraudstreams that are common.
One of these fraud stitches is oneDeception in which a test transfer using a fake websiteis simulated. For example, a bank customer receives an email in which a system check is mentioned. The email often contains a link that is passed by the bank's online banking website. However, this is a fake side.
A Trojan gets to a “transfer to the test” that looks like in the real online banking platform. Here you are asked to enter a TAN to trigger the test transfer. The Trojan then carries out a correct transfer.
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Online banking: How do I protect myself from fraud?
First of all, it is important to find out about common fraud stitches. If you feel strange, you should immediately contact the bank with the known contact details and never follow instructions that are new to you and that suggest fraud.
If you are unsure, you can first contact familiar people and describe the situation to them. Uninvolved people often have a different look at the situation and can evaluate the situation more rational. You don't have to be ashamed of this.
If the fraud has already happened, you should contact the bank as soon as possible so that affected accounts are blocked. To do this, you should only use yourself researched bank contact data.
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It also makes sense to choose the free blocking emergency call 116 116. This number can also be contacted from abroad (+49 116 116), but then it is subject to a fee. At the bank you can also get advice on what to do if you have a Trojan on your PC. As a rule, the malware must be removed professionally.
The Federal Office forSecurity in information technologyhas published a checklist for an emergency on the subject of fraud in online banking.
